VISTA360GLOBAL FINANCE LIMITED — TERMS AND CONDITIONS

This website and the financial/technological services provided herein are owned and operated by Vista360Global Finance Limited (hereinafter referred to as "the Company"), a legal entity incorporated under the laws of the Hong Kong Special Administrative Region (HKSAR).

By accessing this website, utilizing our automated infrastructure, or applying for trade finance solutions, you (the "Client" or "User") agree to be legally bound by these Terms and Conditions, as well as all applicable international treaties governing global trade and financial routing. If you do not agree to these terms, you must cease using our platform immediately.

The Company operates as a technology-driven trade finance and logistics facilitation platform. Our core services include Pre-Shipment and Supply Chain Financing, Structured Trade Credit, and Automated Risk & Document Auditing.

Legal Disclaimer: The Company is a technology provider and corporate structured finance facilitator. We do not operate as a retail deposit-taking bank. All financing facilities are subject to strict corporate credit evaluation, anti-money laundering (AML) screening, and execution of definitive underlying bilateral agreements.

All credit facilities, pre-shipment advances, and trade operations structured through the Company are strictly collateralized and governed by international banking standards, including UCP 600 integration, irrevocability requirements, and documentary control of Bills of Lading.

The Company acts strictly as a financial and technological facilitator and is not responsible for inherent product defects, delays in manufacturing, or quality variances of goods supplied by third-party factories.

Any commercial dispute regarding product quality must be resolved between Buyer and Seller and does not invalidate the Client's obligation to fulfill financial liabilities managed by the Company.

The Company enforces zero-tolerance policies toward financial crime, in compliance with the Joint Financial Intelligence Unit (JFIU) of Hong Kong and international regulatory bodies. Clients must complete KYC verification and provide corporate registration and UBO data.

All content, algorithms, code, database structures, webchat interfaces, and automated workflows are the exclusive intellectual property of the Company or its technical partners. Users are prohibited from reverse-engineering or scraping our systems without written authorization.

To the maximum extent permitted by the laws of Hong Kong, the Company shall not be liable for indirect, incidental, special, or consequential damages. The total liability shall be capped at the processing fee paid for the individual trade transaction under dispute.

These Terms shall be governed by the laws of the Hong Kong Special Administrative Region (HKSAR). Any dispute shall be finally resolved by arbitration administered by the Hong Kong International Arbitration Centre (HKIAC), with the seat of arbitration in Hong Kong and proceedings conducted in English.